MileHacker Logo
Budgeting & Costs

Budgeting & Costs

The East, Sri Lanka

Currency & Exchange

The local currency in Sri Lanka is the Rupee (LKR or Rs). Obtain the best exchange rates at banks and authorized money changers located in major cities like Colombo or at Bandaranaike International Airport (CMB). ATMs appear available in Arugam Bay, including branches of Hatton National Bank and Commercial Bank.

Larger hotels, restaurants, and surf shops accept credit cards, but cash comes with preference for guesthouses, tuk-tuk rides, and local eateries.

Daily Cost Estimates

  • Budget Traveler: US$25-45. Basic guesthouse room or dorm bed (US$10-20), local rice and curry/street food (US$8-15), local buses or shared tuk-tuks (US$2-5), minimal paid excursions (US$5-10).
  • Mid-Range Traveler: US$50-100. Comfortable guesthouse/mid-range hotel (US$30-60), mixed local/tourist meals (US$15-30), private tuk-tuks/scooter rental (US$5-15), surf lessons/yoga/boat trip (US$10-20).
  • Luxury Traveler: US$150+. Boutique hotel/resort/private villa (US$80-300+), upscale dining (US$40-80+), private car transfers/daily taxi (US$20-50+), premium experiences (US$30-100+).
  • Price Ranges: Accommodations: US$10-300+. Meals: US$2-30+. Transport: US$1-130. Attractions: US$5-65.

Tipping & Saving Tips

Tipping is not mandatory in Sri Lanka but welcomed for good service. For restaurants, a 10% tip is common if a service charge is not already included in the bill. For tuk-tuk drivers, it is polite to round up the fare. For tour guides or safari drivers, a tip of LKR 1,000 - 3,000 (US$3-10) per day is a fair amount, based on your satisfaction with their service. For hotel staff like porters or housekeepers, small tips of LKR 100-200 appear appreciated.

Money-Saving Strategies: Eat at local eateries or "rice and curry shops" rather than tourist-focused restaurants. Local food is delicious and much more affordable. Rent a scooter or bicycle for local transport instead of relying solely on tuk-tuks for every short trip. This delivers flexibility and lessens expenses. Negotiate prices for tuk-tuks, rentals, and items without fixed prices. Bargaining forms part of the local culture, but do so respectfully. Stay in guesthouses located slightly further from Main Point. These often feature lower rates compared to those directly on the main strip. Consider traveling during the shoulder season (April, October) for reduced prices and fewer crowds. Purchase a local SIM card upon arrival. This presents affordable communication and mobile data, preventing high international roaming charges. You find generic Prepaid SIM cards for Asia that function well.

Accommodation

Varied lodging options

Budget Guesthouses

US$10-20 (LKR 3,000-6,000)

Luxury Resorts

US$200+ (LKR 60,000+)

Meals

Culinary variety

Local Dishes

US$2-6 (LKR 600-1,800)

Seafood Dinner

US$10-30+ (LKR 3,000-9,000+)

Transport & Activities

Mobility and experiences

Scooter Rental

US$5-10 (LKR 1,500-3,000)

Kumana Safari

US$35-65 (LKR 10,000-20,000)

Health & Safety Insights

Common Health Concerns

Traveler's Diarrhea: Drink only bottled or purified water. Avoid ice made from tap water. Consume well-cooked food from reputable establishments. Carry water purification tablets or a filter bottle for emergencies or to diminish plastic waste. Mosquito-borne diseases (Dengue, Chikungunya): Use Insect repellent containing DEET or Picaridin day and night. Sawyer Products Premium Picaridin Insect Repellent represents a good option. Wear long sleeves and pants, particularly at dawn and dusk. Choose accommodations with mosquito nets or air conditioning.

Access to Healthcare

Arugam Bay has basic medical clinics and pharmacies. For serious conditions, a transfer to larger hospitals in Kalmunai or Batticaloa, approximately 1-2 hours drive away, may be needed. Colombo holds the highest standard of medical care in Sri Lanka, with several private hospitals.

Prevention & Care Tips

  • Sunburn/Heatstroke:

    The sun in Arugam Bay is strong. Use High SPF reef-safe sunscreen, such as Thinksport Kids SPF 50+ Sunscreen. Wear a Wide-brimmed sun hat. Stay hydrated by drinking plenty of water. Seek shade during peak sun hours, typically between 10 AM and 4 PM.

  • Cuts/Scrapes:

    Be careful when walking on reefs or rocky areas while surfing or swimming. Clean and disinfect any wounds immediately to prevent infection in the humid climate. A small First aid kit is useful for this.

  • Water & Food Hygiene:

    Tap water is generally not safe for drinking. Always use Bottled water. Avoid unpeeled fruits and vegetables, and uncooked foods from street vendors unless you are confident in their hygiene practices. Confirm all food is hot and freshly prepared.

  • Travel Insurance:

    Comprehensive Travel insurance comes with strong recommendation. SafetyWing and Insubuy are options. Confirm your policy covers medical emergencies, emergency evacuation, trip cancellation, and theft of belongings. If you plan to surf or participate in other adventure activities, verify your policy covers these specific activities.

  • Emergency Contacts:

    Police: 119, Ambulance/Medical Emergency: 1990 (for Suwa Seriya ambulance service), Fire: 110. Always have your embassy or consulate contact details ready. In an emergency, contact your accommodation host or tour operator for immediate assistance and local guidance.

Health Essentials & Safety Notes

  • Vaccinations: A Yellow Fever vaccination certificate is a condition if you arrive from or transit through countries with a risk of yellow fever transmission. Vaccinations for Hepatitis A and B, Typhoid, and Tetanus are generally recommended. Consider a Rabies vaccination if you plan a prolonged stay, rural travel, or anticipate direct contact with animals.
  • Crime & Local Safety: Arugam Bay typically offers safety for tourists. Petty theft, such as snatching bags from scooters or items left unattended on the beach, can occur. Exercise caution when walking alone at night, particularly on unlit roads. Harassment of solo female travelers, while not common, can occur; dress modestly and be aware of your surroundings. Pacsafe anti-theft bags are an option.
  • Natural Disaster Risks: Sri Lanka is in a tsunami-prone region. Be aware of evacuation routes if you are near the coast. Local alerts and signs typically appear present. Flooding can occur during monsoon seasons, especially in low-lying areas. Strong rip currents can be present in the ocean. Swim at designated surf spots or where lifeguards appear present. Always be aware of local conditions and heed warnings. Be aware of crocodiles in lagoons and rivers, and snakes in natural areas. Maintain a safe distance from wild animals, especially during safari tours.

Health Check

Consult a travel health clinic or your doctor at least 4-6 weeks before your trip for personalized vaccination advice and health precautions.