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Budgeting & Costs

Budgeting & Costs

Ontario, Canada

Currency & Exchange

Canada uses the Canadian Dollar (CAD, $). Major banks in Kingston (like RBC, TD, CIBC, and Scotiabank) offer currency exchange services. ATMs are widely available throughout Kingston and generally give competitive exchange rates. Many businesses accept credit cards (Visa, Mastercard, American Express).

Inform your bank before travel about your plans to use your credit or debit cards internationally to prevent fraud alerts or transaction blocks. A Travel money belt helps keep cash and important documents secure.

Money-Saving Strategies

  • Purchase a K-Pass for bundled access to top attractions and the Kingston Trolley Tour.
  • Downtown Kingston is very walkable; explore on foot to save on transport costs.
  • Buy fresh produce and snacks at the Kingston Public Market (seasonal) to save money compared to dining out.
  • Enjoy numerous free sites: City Hall (exterior/self-guided interior), Confederation Park, scenic waterfront pathways.

Tipping Culture in Canada

Tipping is customary in Canada for service industries. It makes up a significant part of service workers' income.

For restaurants and bars, a tip of 15-20% of the pre-tax bill is standard for good service. If service is unsatisfactory, 10% may be suitable. For taxis/ride-shares, tip 10-15% of the fare, or simply round up. Hotel bellhops: CAD $2-5 per bag. Housekeepers: CAD $2-5 per day. Tour guides: 10-15% of tour cost, or CAD $5-10 per person for a half-day tour.

Budget Traveler

Daily Costs: CAD $70 - $120

Low-Cost Options

Accommodation: Hostel bed or basic motel ($35-$60). Meals: Groceries, cafes, street food, fast-food ($20-$40). Transport: Public transit or walking ($3-$10). Activities: Free attractions ($0-$10).

Considerations

Limited dining out, focusing on free activities.

Mid-Range Traveler

Daily Costs: CAD $150 - $300

Comfortable Options

Accommodation: 3-star hotel/B&B ($100-$200). Meals: Casual/mid-range dining ($40-$80). Transport: Public transit with occasional taxis ($10-$20). Activities: Paid museums, boat tours ($30-$70).

Considerations

Some paid attractions, comfortable lodging.

Luxury Traveler

Daily Costs: CAD $400+

Premium Options

Accommodation: 4-5 star hotel/high-end rental ($250-$500+). Meals: Fine dining ($80-$200+). Transport: Frequent taxis/ride-shares/rental car ($30-$100+). Activities: Exclusive tours, multiple attractions, shopping ($50-$150+).

Considerations

High-end experiences, all amenities.

Price Ranges Estimates for 2024

Accommodation & Meals

Hostel bed: CAD $35-$60. Budget hotel/motel: CAD $100-$150. Mid-range hotel/B&B: CAD $150-$250. Luxury hotel: CAD $250-$500+. Coffee/Pastry: CAD $5-$10. Fast food/cheap eat: CAD $15-$25. Mid-range restaurant meal: CAD $25-$45. Fine dining: CAD $50-$100+.

Transportation & Attractions

Single bus fare: CAD $3.00. Taxi/Ride-share (short ride): CAD $10-$20. Daily car rental: CAD $50-$100+. Museum entry: CAD $10-$25. Fort Henry entry: CAD $20-$30. Kingston Penitentiary Tour: CAD $30-$70. 1000 Islands Cruise: CAD $40-$60.

Important Budgeting Notes

  • Pre-booking

    Highly recommended for popular attractions and accommodations, especially during high season.

  • Taxes

    Prices typically exclude taxes (HST - 13% in Ontario) and tips.

  • Seasonal Variations

    Expect higher prices for accommodation and some activities during summer and major holidays.

  • Food Options

    Grocery stores and local markets can cut food costs compared to daily restaurant dining.

  • Transport Choices

    Walking and public transit are economical within the city core.

Avoid Unexpected Costs

  • Inform your bank about travel to prevent card blocks.
  • Account for taxes and tips in your budget.
  • Book popular tours like Kingston Penitentiary in advance to avoid last-minute availability issues or higher prices.

Health & Safety

Kingston is a safe city, but general precautions and preparation are always a good idea.

Vaccinations & Common Concerns

No specific vaccinations are needed for entry to Canada. However, confirm your routine vaccinations are up-to-date.

Health Issues & Prevention

  • Common cold/flu: practice good hand hygiene, use Hand sanitizer.
  • Seasonal Allergies: carry your allergy medication.
  • Sunburn/Heatstroke: use Sunscreen (SPF 30+), Hat, stay hydrated.
  • Tick-borne Illnesses: wear long pants, use Insect repellent in rural areas.

Healthcare Access & Services

Canada has a high-quality healthcare system. Non-residents typically face charges, which can be very expensive. Travel insurance is highly advisable.

Facilities & Contacts

  • Hospitals: Kingston Health Sciences Centre (KGH) at 76 Stuart Street (Emergency).
  • Walk-in Clinics: Search "Kingston walk-in clinic" online.
  • Pharmacies: Major chains (Shoppers Drug Mart, Rexall) and local independents are widely available.
  • Drinking Water: Tap water in Kingston is safe to drink. Carry a Reusable water bottle.

Safety & Natural Hazards

Crime & Neighborhood Safety

  • Kingston is generally very safe with a low crime rate.
  • Downtown: general urban precautions (awareness of surroundings, not leaving valuables unattended).
  • Residential Areas: Very safe.
  • No specific neighborhoods avoidance is recommended due to high crime rates.

Seasonal Hazards

  • Winter Storms: blizzards, heavy snowfall, ice storms can cause travel disruptions.
  • Thunderstorms: common in summer; occasionally severe with high winds or hail.
  • Heatwaves: prolonged extreme heat in summer.
  • Wildlife: deer and occasionally moose on rural roads, especially dawn/dusk.

Travel Insurance

  • Highly advisable for all visitors to Canada.
  • A comprehensive policy should cover medical emergencies, emergency evacuation, trip cancellation/interruption.
  • Coverage for lost or stolen luggage and personal belongings.
  • Consider reputable providers like World Nomads or SafetyWing.

Emergency Contacts

Keep these numbers handy for any urgent situation.

Emergency Services Police, Fire, Ambulance

  • Dial 911 (toll-free from any phone).

Other Important Contacts

  • Non-Emergency Police: +1 (613) 549-4660
  • Ontario Poison Centre: +1 (800) 268-9017
  • Kingston General Hospital: 76 Stuart Street (Emergency Department)

Note on Air Travel Compensation

If your flight is delayed or canceled, AirHelp assists passengers in receiving up to €600 in compensation.